Request Access
Request Access
If you're here, someone sent you.
Insured
Vaults
Deposit USDC. Every position insured before it goes live.
Request Access
Request Access
Documentation
Documentation
Every loan hedged before origination. Composable ERC-4626 vaults.
Deposit asset
USDC
Know your cost day one. No variable rates. No surprises
Protection
Insured
Every loan hedged with options at origination.
Yield source
Real
From lending spreads + insurance premiums. Not emissions.
DEFAULT RATE
BACKTEST
TEST SUITE
Audits (zero critical)
VAULT STANDARD
How your capital is protected
You deposit USDC.
We handle the rest.
Your capital goes into ERC-4626 vaults. Borrowers post BTC or ETH as collateral. Every loan is hedged with real options before origination. You never touch the risk.
Insurance pays you.
Not the other way around.
Borrowers pay the hedge cost as part of their fixed rate. That insurance premium flows to you as yield. Real revenue from real lending activity.
Market crashes?
Your yield goes up.
Volatility spikes mean higher option premiums. Higher premiums mean more revenue for depositors. The only lending protocol where downturns increase your returns.
Idle capital?
Still earning.
Undeployed USDC earns base yield via Aave V3 integration. Every dollar works, whether in active loans or earning on Aave. Zero idle capital.
lending layer
ERC-4626 Vaults
Modular, composable vault architecture. Risk-segmented by collateral, LTV, and duration. Each vault isolated. Deposits in USDC.
Insurance Layer
Options Hedging
Every loan hedged at origination with put option spreads. Premium embedded in borrower rate. Automated execution via established options venues.
Risk Layer
Risk Engine
DVOL circuit breaker halts origination when IV exceeds 80. Crash detection pauses at 10% hourly moves. Conservative LTV ceilings. Short durations only.
Capital Efficiency
Idle Capital Yield
Undeployed USDC earns base yield via Aave V3 hook. No idle capital in the system. Every dollar works.
Architecture
Who deposits into Stormbit
LPs & Allocators
Deploy USDC into insured vaults. Fixed terms. Overcollateralized. Every position hedged. Yield from real lending activity, not token emissions.
Trading Firms & Options Desks
Provide option liquidity for the hedging layer. Structured flow from every loan originated. New venue for institutional options desks via Deribit integration.
DAO treasuries
Park idle treasury USDC in insured vaults. Predictable yield, fixed terms, no active management required. Withdraw unallocated funds anytime.
Vault curators
Curate risk-segmented vaults with custom parameters. Permissionless deployment on ERC-4626. Automated hedging removes 24/7 monitoring burden.
AUDIT COMPLETED
REAL MARKET BACKTEST
DEFAULT RATE
LOAN DURATIONS
Every other lending protocol asks you to trust the collateral.
We insure it.
Request access
We respond within 48 hours with audit reports, risk framework, and a call invite.
Audit reports and risk framework shared on first call. Terms discussed privately.
Documentation
Documentation
X/Twitter
X/Twitter
Github
Github
Why borrowers choose Stormbit?
One fixed rate.
Everything included.
Interest + insurance in a single number. No hidden liquidation costs. No variable rate surprises. Know your total cost before you borrow. Repay early — pay only for the days you used.
$80-90K per $100K of BTC.
Not $60K.
Up to 90% LTV because insurance removes the risk that forces lower ratios. More capital per dollar of collateral than any other lending protocol.
BTC drops 30%?
You keep your BTC.
Insurance pays. No liquidation, no penalty, no margin call. Everywhere else, a 30% drop means you lose your collateral plus a 5% penalty fee.
Docs
Docs
How it works
How it works
Architecture
Architecture
Request Access
Request Access
If you're here, someone sent you.
Insured
Vaults
Deposit USDC. Every position insured before it goes live.
Request Access
Request Access
Documentation
Documentation
Every loan hedged before origination. Composable ERC-4626 vaults.
Deposit asset
USDC
Know your cost day one. No variable rates. No surprises
Protection
Insured
Every loan hedged
with options at origination.
Yield source
Real
From lending spreads + insurance premiums. Not emissions.
DEFAULT RATE
BACKTEST
TEST SUITE
Audits (zero critical)
VAULT STANDARD
How your capital is protected
You deposit USDC.
We handle the rest.
Your capital goes into ERC-4626 vaults. Borrowers post BTC or ETH as collateral. Every loan is hedged with real options before origination. You never touch the risk.
Insurance pays you.
Not the other way around.
Borrowers pay the hedge cost as part of their fixed rate. That insurance premium flows to you as yield. Real revenue from real lending activity.
Market crashes?
Your yield goes up.
Volatility spikes mean higher option premiums. Higher premiums mean more revenue for depositors. The only lending protocol where downturns increase your returns.
Idle capital?
Still earning.
Undeployed USDC earns base yield via Aave V3 integration. Every dollar works, whether in active loans or earning on Aave. Zero idle capital.
lending layer
ERC-4626 Vaults
Modular, composable vault architecture. Risk-segmented by collateral, LTV, and duration. Each vault isolated. Deposits in USDC.
Insurance Layer
Options Hedging
Every loan hedged at origination with put option spreads. Premium embedded in borrower rate. Automated execution via established options venues.
Risk Layer
Risk Engine
DVOL circuit breaker halts origination when IV exceeds 80. Crash detection pauses at 10% hourly moves. Conservative LTV ceilings. Short durations only.
Capital Efficiency
Idle Capital Yield
Undeployed USDC earns base yield via Aave V3 hook. No idle capital in the system. Every dollar works.
Architecture
Who deposits into Stormbit
LPs & Allocators
Deploy USDC into insured vaults. Fixed terms. Overcollateralized. Every position hedged. Yield from real lending activity, not token emissions.
Trading Firms & Options Desks
Provide option liquidity for the hedging layer. Structured flow from every loan originated. New venue for institutional options desks via Deribit integration.
DAO treasuries
Park idle treasury USDC in insured vaults. Predictable yield, fixed terms, no active management required. Withdraw unallocated funds anytime.
Vault curators
Curate risk-segmented vaults with custom parameters. Permissionless deployment on ERC-4626. Automated hedging removes 24/7 monitoring burden.
AUDIT COMPLETED
REAL MARKET BACKTEST
DEFAULT RATE
LOAN DURATIONS
Every other lending protocol asks you to trust the collateral.
We insure it.
Request access
We respond within 48 hours with audit reports, risk framework, and a call invite.
Audit reports and risk framework shared on first call. Terms discussed privately.
Documentation
Documentation
X/Twitter
Telegram
Github
Github
Why borrowers choose Stormbit?
One fixed rate.
Everything included.
Interest + insurance in a single number. No hidden liquidation costs. No variable rate surprises. Know your total cost before you borrow. Repay early — pay only for the days you used.
$80-90K per $100K of BTC.
Not $60K.
Up to 90% LTV because insurance removes the risk that forces lower ratios. More capital per dollar of collateral than any other lending protocol.
BTC drops 30%?
You keep your BTC.
Insurance pays. No liquidation, no penalty, no margin call. Everywhere else, a 30% drop means you lose your collateral plus a 5% penalty fee.
Docs
Docs
How it works
How it works
Architecture
Architecture
Request Access
Request Access
If you're here, someone sent you.
Insured
Vaults
Deposit USDC. Every position insured before it goes live.
Request Access
Request Access
Documentation
Documentation
Every loan hedged before origination. Composable ERC-4626 vaults.
Deposit asset
USDC
Know your cost day one.
No variable rates. No surprises
Protection
Insured
Every loan hedged
with options at origination.
Yield source
Real
From lending spreads + insurance premiums.
Not emissions.
DEFAULT RATE
BACKTEST
TEST SUITE
Audits (zero critical)
VAULT STANDARD
How your capital is protected
You deposit USDC.
We handle the rest.
Your capital goes into ERC-4626 vaults. Borrowers post BTC or ETH as collateral. Every loan is hedged with real options before origination. You never touch the risk.
Insurance pays you.
Not the other way around.
Borrowers pay the hedge cost as part of their fixed rate. That insurance premium flows to you as yield. Real revenue from real lending activity.
Market crashes?
Your yield goes up.
Volatility spikes mean higher option premiums. Higher premiums mean more revenue for depositors. The only lending protocol where downturns increase your returns.
Idle capital?
Still earning.
Undeployed USDC earns base yield via Aave V3 integration. Every dollar works, whether in active loans or earning on Aave. Zero idle capital.
lending layer
ERC-4626 Vaults
Modular, composable vault architecture. Risk-segmented by collateral, LTV, and duration. Each vault isolated. Deposits in USDC.
Insurance Layer
Options Hedging
Every loan hedged at origination with put option spreads. Premium embedded in borrower rate. Automated execution via established options venues.
Risk Layer
Risk Engine
DVOL circuit breaker halts origination when IV exceeds 80. Crash detection pauses at 10% hourly moves. Conservative LTV ceilings. Short durations only.
Capital Efficiency
Idle Capital Yield
Undeployed USDC earns base yield via Aave V3 hook. No idle capital in the system. Every dollar works.
Architecture
Who deposits into Stormbit
LPs & Allocators
Deploy USDC into insured vaults. Fixed terms. Overcollateralized. Every position hedged. Yield from real lending activity, not token emissions.
Trading Firms & Options Desks
Provide option liquidity for the hedging layer. Structured flow from every loan originated. New venue for institutional options desks via Deribit integration.
DAO treasuries
Park idle treasury USDC in insured vaults. Predictable yield, fixed terms, no active management required. Withdraw unallocated funds anytime.
Vault curators
Curate risk-segmented vaults with custom parameters. Permissionless deployment on ERC-4626. Automated hedging removes 24/7 monitoring burden.
AUDIT COMPLETED
REAL MARKET BACKTEST
DEFAULT RATE
LOAN DURATIONS
Every other lending protocol asks you to trust the collateral.
We insure it.
Request access
We respond within 48 hours with audit reports, risk framework, and a call invite.
Audit reports and risk framework shared on first call. Terms discussed privately.
Documentation
Documentation
X/Twitter
Telegram
Github
Github
Why borrowers choose Stormbit?
One fixed rate.
Everything included.
Interest + insurance in a single number. No hidden liquidation costs. No variable rate surprises. Know your total cost before you borrow. Repay early - pay only for the days you used.
$80-90K per $100K of BTC.
Not $60K.
Up to 90% LTV because insurance removes the risk that forces lower ratios. More capital per dollar of collateral than any other lending protocol.
