Last year, we started Stormbit with a simple idea.
Make it easy for people who live in crypto to access credit.

Most of us couldn’t get a loan from a bank.
We don’t have payslips. We don’t fit the system.
So we tried building a peer-to-peer lending platform - post a request, match with a lender.

It made sense on paper. But this wouldn’t scale.
Requests would stay unmatched. Liquidity fragmented. There is no way this would work.

And we’d seen what happens when you try to copy TradFi instead.
Celsius promised yields better than a bank.
$25 billion in deposits - gone overnight.
Because you can’t wrap a bank in a blockchain and expect it to be safer.
The rails are different. The trust model is different.
It’s not about rebuilding a bank. It’s about rethinking credit entirely.

Then we found zkTLS.
Back then, it was early - and so were we.
We reached out to a bunch of protocols who supported us and let us experiment with zkTLS before most folks out there.
It flipped everything.

It meant trust could be verified, not just assumed.
A way to verify someone’s income, reputation or business - without exposing their identity.

That became the core of Stormbit.
We stopped trying to recreate lending. We started rewriting it.

Stormbit isn’t a vault. It’s not a pool chasing TVL.
It’s an infrastructure — a programmable layer for credit.
One where users define the terms, proofs replace paperwork, and real-world assets can finally move on-chain with actual context.

The old questions don’t matter here.
How do you enforce repayment?
Wrong question.

The real one is:
What if the system only let you borrow when it made sense?

This isn’t about moving TradFi into DeFi.
It’s about building rails that banks, fintechs, and protocols can all use - because they’re open, modular, and verifiable.

Stormbit is a bet. A real one.
But if we’re right, we’re not just creating better loans.
We’re creating a new credit layer for the internet.

No forks. No nostalgia. No patchwork.
We’re here to build what’s never been built.